
Exam Overview
UIIC AO 2026: 225 Vacancies, Exam Date, Eligibility & Syllabus
The UIIC AO 2026 notification is out for 225 administrative officer vacancies. Check generalist and Hindi officer vacancies, eligibility, application dates, the Tier I and Tier II exam pattern, salary and the selection process.
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Exam Description
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The UIIC AO 2026 recruitment has been announced by United India Insurance Company Limited for 225 Administrative Officer (Scale I) vacancies.
The recruitment comprises:
200 Administrative Officer – Generalist vacancies
25 Administrative Officer – Hindi Officer vacancies
UIIC issued Recruitment Reference No. HO:HRM:REC:AO:1:2026 on 7 September 2026. Online registration began on 8 September 2026 and is scheduled to close on 28 September 2026.
The tentative Tier I Preliminary Examination is scheduled for 22 October 2026, while the Tier II Main Examination is scheduled for 30 November 2026. Candidates qualifying the Main Examination are subsequently considered for the Interview stage.
Why This Exam Matters: UIIC AO is an important current opportunity for candidates preparing for banking and insurance officer examinations because much of the Generalist syllabus overlaps with IBPS PO, SBI PO and similar aptitude examinations.
UIIC AO 2026 Overview
| Particular | Details |
|---|---|
| Organisation | United India Insurance Company Limited |
| Common Name | UIIC |
| Post | Administrative Officer (Scale I) |
| Recruitment Reference | HO:HRM:REC:AO:1:2026 |
| Total Vacancies | 225 |
| Generalist Vacancies | 200 |
| Hindi Officer Vacancies | 25 |
| Application Start | 8 September 2026 |
| Last Date to Apply | 28 September 2026 |
| Tier I Exam | 22 October 2026 – Tentative |
| Tier II Exam | 30 November 2026 – Tentative |
| Age Limit | 21–30 years |
| Age Cut-off | 30 June 2026 |
| Generalist Qualification | Graduate/PG with required percentage |
| Selection | Tier I → Tier II + Descriptive → Interview |
| Starting Basic Pay | ₹82,485 |
| Approx. Gross Pay at Metro Centres | ₹1.10 lakh/month |
| Posting | Across India |
| Application Mode | Online |
The 225 vacancies are provisional and are distributed separately between the Generalist and Hindi Officer disciplines.
What Is UIIC AO?
UIIC AO refers to the Administrative Officer (Scale I) position in United India Insurance Company Limited.
UIIC is a public-sector general insurance company, and Administrative Officers form part of its officer cadre.
Depending on the role and posting, an AO may work in areas connected with:
- Underwriting
- Claims administration
- Policy servicing
- Accounts and finance
- Customer and intermediary servicing
- Risk assessment
- Branch administration
- Business operations
- Compliance
- General insurance products
Hindi Officers have a more specialised language-oriented role involving Hindi, English, official-language implementation and translation-related responsibilities.
Key Point: UIIC AO should be viewed as an insurance-sector officer recruitment, not as a clerical examination.
UIIC AO Vacancy 2026
A total of 225 vacancies have been notified.
| Category | Generalist | Hindi Officer | Total |
|---|---|---|---|
| UR | 68 | 11 | 79 |
| OBC | 62 | 7 | 69 |
| SC | 30 | 4 | 34 |
| ST | 18 | 1 | 19 |
| EWS | 22 | 2 | 24 |
| Total | 200 | 25 | 225 |
Generalist Vacancies: The Generalist stream accounts for almost 89% of the total recruitment, with 200 of the 225 vacancies.
PwBD reservation is horizontal and operates within the notified vacancies rather than being added on top of the 225 posts.
A separate UIIC AO Vacancy 2026 page should cover the complete reservation matrix and PwBD breakup in more detail.
UIIC AO Important Dates 2026
| Event | Date |
|---|---|
| Notification | 7 September 2026 |
| Online Application Starts | 8 September 2026 |
| Last Date to Apply | 28 September 2026 |
| Last Date for Fee Payment | 28 September 2026 |
| Call Letter | Around 7 days before each exam |
| Tier I Preliminary Examination | 22 October 2026 – Tentative |
| Tier II Main Examination | 30 November 2026 – Tentative |
| Interview | To be announced |
Application Deadline: Registration closes on 28 September 2026. Candidates interested in the current recruitment should verify their eligibility before submitting the application.
UIIC AO Eligibility Criteria 2026
Age Limit
Candidates should generally be:
Minimum Age — 21 years
Maximum Age — 30 years
Age Cut-off — 30 June 2026
Upper-age relaxation applies to eligible categories.
| Category | Standard Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC Non-Creamy Layer | 3 years |
| PwBD | 10 years, with applicable cumulative provisions subject to notification rules |
Other concessions apply to specified ex-servicemen, eligible women candidates and certain employees of public-sector general insurance companies.
UIIC AO Generalist Qualification
For the Generalist post, candidates need a Graduate Degree or Postgraduate Degree in any discipline from a recognised university with at least:
| Category | Required Marks |
|---|---|
| Standard Category | 60% |
| SC / ST / PwBD | 55% |
The required percentage can be satisfied in either the graduate or postgraduate qualification used for eligibility.
This means candidates from disciplines such as Arts, Commerce, Science, Engineering, Agriculture and other recognised fields can apply if they satisfy the required percentage.
Can Final-Year Students Apply?
Candidates must possess the required qualification by 30 June 2026. Candidates whose final qualifying result was declared after this date are not eligible under the current recruitment conditions.
This is important because UIIC AO differs from SBI Clerk 2026, where certain final-year students could complete graduation later in the year.
Hindi Officer Qualification
Hindi Officer candidates require a prescribed Master's degree involving Hindi and English.
The accepted combinations include a Master's degree in Hindi with English at degree level, a Master's degree in English with Hindi at degree level, or specified equivalent combinations involving Hindi and English as subjects or mediums of examination.
The required marks are generally 60%, reduced to 55% for SC/ST/PwBD candidates.
Working knowledge of computers is also required.
A dedicated eligibility page should explain all Hindi Officer degree combinations separately rather than compressing them into the Overview.
UIIC AO Application Fee 2026
| Category | Fee |
|---|---|
| General / OBC / EWS / Other Candidates | ₹1,000 + GST |
| SC / ST / PwBD | ₹250 + GST as service charges |
| Permanent UIIC Employees | ₹250 + GST as service charges |
The reduced-category amount represents service charges rather than the standard application fee.
UIIC AO Selection Process 2026
A major change in 2026 is the introduction of a distinct Preliminary Examination before Mains.
Tier I Preliminary Examination → Tier II Main Examination → Descriptive Test → Interview → Document/Eligibility Verification & Medical Requirements
Tier I is a screening stage and does not contribute to final merit.
UIIC AO Tier I Exam Pattern 2026
Tier I is common to both Generalists and Hindi Officers.
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 min |
| Reasoning | 35 | 35 | 20 min |
| Quantitative Aptitude | 35 | 35 | 20 min |
| Total | 100 | 100 | 60 min |
Each section has its own time limit. Candidates need to meet the prescribed qualifying requirements for progression to Tier II.
Negative Marking: One-fourth of the marks assigned to a question is deducted for an incorrect answer, while unanswered questions do not attract a penalty.
UIIC AO Generalist Mains Pattern 2026
The Generalist Main Examination contains 200 objective questions carrying 250 marks.
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 40 | 50 | 30 min |
| Reasoning | 50 | 60 | 40 min |
| Quantitative Aptitude | 50 | 60 | 40 min |
| General Awareness – Financial Sector Focus | 40 | 60 | 30 min |
| Computer Knowledge | 20 | 20 | 10 min |
| Total | 200 | 250 | 150 min |
The objective examination is immediately followed by a 30-mark English Descriptive Test with a duration of 30 minutes.
| Descriptive Component | Marks |
|---|---|
| Letter Writing | 10 |
| Essay Writing | 20 |
| Total | 30 |
For Generalists, the descriptive component functions as a qualifying requirement; final merit uses the Main objective examination and Interview under the prescribed 75:25 weighting.
UIIC AO Hindi Officer Mains Pattern
Hindi Officers have a different Mains examination. Their objective paper contains:
- English Language
- Reasoning
- Professional Knowledge
- General Awareness
- Computer Knowledge
Professional Knowledge is particularly important, carrying 100 of the 200 objective marks. It covers Hindi/English grammar and vocabulary, official-language rules and translation.
The Hindi Officer descriptive examination carries 50 marks and includes English/Hindi writing and translation tasks.
Current detailed reproductions of the notification indicate that, unlike the Generalist stream, Hindi Officer Tier-II merit includes the applicable objective and descriptive components before the Interview weighting is applied.
This distinction should be explained fully on the dedicated UIIC AO Syllabus & Exam Pattern 2026 page.
UIIC AO Syllabus 2026
For Generalist candidates, the main question-bank areas are:
English Language
Reading Comprehension, Cloze Test, error detection, fillers, sentence improvement, para jumbles, vocabulary, contextual usage and descriptive English.
Reasoning
Puzzles, seating arrangements, syllogism, inequalities, coding-decoding, blood relations, direction sense, ranking, input-output, data sufficiency and logical reasoning.
Quantitative Aptitude
Data Interpretation, number series, simplification, approximation, percentage, ratio, average, profit and loss, interest, time and work, speed and distance, mixture, partnership, probability and related arithmetic.
General/Financial Awareness
Current affairs, financial-sector developments, insurance awareness, IRDAI, banking awareness, RBI, monetary policy, government financial schemes, economy, budget and major financial institutions.
Computer Knowledge
Computer fundamentals, hardware, software, operating systems, networking, Internet, cyber security, databases and office applications.
Syllabus Note: UIIC does not publish a detailed chapter-by-chapter syllabus in the same way candidates often see on coaching websites; the detailed topic map is preparation-oriented and derived from the examination sections and recurring question types.
Why UIIC AO Has High Question-Bank Reuse for Banking Candidates
Candidates already preparing for IBPS PO, SBI PO or similar officer exams will recognise much of the UIIC AO syllabus.
The reusable areas include:
- Reasoning
- Quantitative Aptitude
- English
- General/Financial Awareness
- Computer Knowledge
For PraveshExam: Most existing banking aptitude topic banks can be mapped to UIIC AO Generalist preparation.
The main additional layer to build is Insurance Awareness.
Insurance Awareness should include general insurance terminology, IRDAI, insurance principles, policy types, claims, reinsurance and important developments in India's insurance sector.
This provides strong question-bank reuse without incorrectly labelling banking PYQs as UIIC PYQs.
UIIC AO Salary 2026
UIIC Administrative Officer Scale I carries a starting basic pay of ₹82,485.
Starting Basic Pay: ₹82,485
Pay Scale: ₹82,485 – ₹1,56,745
Approx. Gross Monthly Pay at Metro Centres: ₹1,10,000
Applicable benefits can include:
- Gratuity
- Leave Travel Subsidy
- Medical benefits
- Group Personal Accident Insurance
- National Pension System
- Leased accommodation according to Company rules
Salary Note: Gross salary should not be confused with take-home salary because deductions and benefits can vary.
UIIC AO Probation and Service Bond
Selected Administrative Officers are generally placed on one year of probation, which may be governed or extended according to UIIC rules.
Service Commitment: The recruitment conditions include a five-year service commitment/bond, and candidates leaving before the specified service period may become liable for the prescribed damages and onboarding-related amount.
New officers are also expected to satisfy the applicable insurance professional examination requirements specified by UIIC during service/probation.
These conditions should be explained in detail on the Salary & Job Profile page.
Where Can a UIIC AO Be Posted?
UIIC recruits Administrative Officers for its offices across India.
The current recruitment material indicates that vacancy requirements are particularly concentrated in Southern and Western zones, although candidates may be posted according to Company requirements.
All-India Posting: This differs from State-specific clerical recruitments such as SBI Clerk. Candidates should approach UIIC AO as an all-India officer posting opportunity.
UIIC AO vs Bank PO
UIIC AO and Bank PO examinations share large parts of their aptitude syllabus, but the careers are different.
| Area | UIIC AO | Bank PO |
|---|---|---|
| Sector | General Insurance | Banking |
| Core Work Areas | Underwriting, claims, policy administration, risk and insurance operations | Deposits, lending, customer service, credit and branch management |
| Aptitude Overlap | Reasoning, Quant, English, Financial Awareness, Computer | Reasoning, Quant, English, Financial Awareness, Computer |
| Additional Focus | Insurance Awareness + Financial Awareness | Banking and Financial Awareness |
A Bank PO works primarily within banking operations, deposits, lending, customer service, credit and branch management.
A UIIC AO works within the general insurance industry, potentially dealing with underwriting, claims, policy administration, risk, insurance operations and related management responsibilities.
Preparation Focus: UIIC Mains therefore deserves additional preparation in Insurance Awareness + Financial Awareness rather than relying solely on conventional banking awareness.
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