What is the UIIC AO Tier I syllabus?

Tier I tests English Language, Reasoning and Quantitative Aptitude through 100 questions for 100 marks in 60 minutes. Each section has a separate 20-minute timer.

Is UIIC AO Tier I the same for Generalist and Hindi Officer?

Yes. The Preliminary Examination is common to both disciplines.

How many questions are there in UIIC AO Prelims?

There are 100 questions: 30 English, 35 Reasoning and 35 Quantitative Aptitude questions.

What is the UIIC AO Generalist Mains pattern?

The Generalist Mains contains 200 objective questions for 250 marks in 150 minutes, followed by a 30-mark, 30-minute English Descriptive Test.

What subjects are in UIIC AO Generalist Mains?

The objective paper contains English Language, Reasoning, Quantitative Aptitude, General Awareness with special reference to the Financial Sector, and Computer Knowledge.

What is the generalist descriptive test?

It contains letter writing for 10 marks and essay writing for 20 marks, with 30 minutes available.

What is the Hindi Officer Mains pattern?

The Hindi Officer Mains contains 150 objective questions for 200 marks in 120 minutes, followed by a 50-mark descriptive examination lasting 60 minutes.

UIIC AO | PraveshExam

The UIIC AO Syllabus 2026 is divided into a common Tier I Preliminary Examination, followed by a stream-specific Tier II Main Examination and Descriptive Test, and then an Interview.

Tier I is common to both Generalists and Hindi Officers and contains 100 objective questions for 100 marks in 60 minutes. Candidates who qualify Tier I are shortlisted for Tier II.

Generalist Tier II: 200 objective questions carrying 250 marks, followed by a 30-mark English Descriptive Test.

Hindi Officer Tier II: 150 objective questions carrying 200 marks, followed by a 50-mark English-Hindi Descriptive Test.

Syllabus Note: The official notification specifies the sections, question counts, marks, timings and selection rules. The detailed chapter-level syllabus below is a preparation-oriented topic map based on those official sections and the question types commonly used in banking and insurance officer examinations.

UIIC AO Exam Pattern 2026 Overview

Stage	Generalist	Hindi Officer
Tier I	100 Q / 100 marks / 60 min	100 Q / 100 marks / 60 min
Tier II Objective	200 Q / 250 marks / 150 min	150 Q / 200 marks / 120 min
Descriptive	30 marks / 30 min	50 marks / 60 min
Interview	Yes	Yes
Tier I in Final Merit	No	No
Descriptive in Final Merit	No; qualifying	Yes, as part of Tier II
Final Weighting	Tier II Objective : Interview = 75:25	Tier II Objective + Descriptive : Interview = 75:25

Tier I Exam: 22 October 2026 – Tentative

Tier II Exam: 30 November 2026 – Tentative

UIIC AO Tier I Exam Pattern 2026

Tier I is identical for Generalist and Hindi Officer candidates.

Section	Questions	Marks	Time	Medium
English Language	30	30	20 min	English
Reasoning	35	35	20 min	English / Hindi
Quantitative Aptitude	35	35	20 min	English / Hindi
Total	100	100	60 min	—

Separate Sectional Timers: Every Tier I section is separately timed.

Candidates must secure the minimum qualifying marks prescribed by UIIC in each section and must also meet the overall qualifying score. An adequate number of candidates category-wise will then be shortlisted for Tier II.

This is an important difference from SBI Clerk 2026, where no individual Prelims qualifying marks were prescribed. UIIC AO explicitly uses both sectional and overall qualification requirements.

UIIC AO Tier I Syllabus 2026

English Language Syllabus

The English section contains 30 questions in 20 minutes.

Preparation should cover:

Reading Comprehension
Cloze Test
Fillers
Error Detection
Sentence Correction
Sentence Improvement
Phrase Replacement
Para Jumbles
Sentence Rearrangement
Word Swap
Contextual Vocabulary
Synonyms and Antonyms
Sentence Completion
Connectors
Grammar
Spelling
Word Usage

For an officer-level examination, English preparation should not be limited to grammar rules.

Candidates should also practise inference-based reading, contextual vocabulary, tone, central idea and sentence relationships. The 20-minute sectional timer means reading speed and question selection matter almost as much as grammar knowledge.

Reasoning Syllabus

Reasoning contains 35 questions in 20 minutes at Tier I.

Important preparation areas include:

Seating Arrangement
Linear Arrangement
Circular Arrangement
Floor-Based Puzzles
Box-Based Puzzles
Scheduling Puzzles
Order and Ranking
Inequality
Syllogism
Coding-Decoding
Blood Relations
Direction Sense
Alphanumeric Series
Data Sufficiency
Miscellaneous Logical Reasoning

Candidates preparing from IBPS PO or SBI PO material can reuse much of their Reasoning preparation for UIIC AO.

Tier I is primarily a screening stage, so speed on short topics and quick puzzle selection is particularly valuable.

Quantitative Aptitude Syllabus

Quantitative Aptitude contains 35 questions in 20 minutes.

Important areas include:

Simplification
Approximation
Number Series
Quadratic Equations
Data Interpretation
Percentage
Ratio and Proportion
Average
Profit and Loss
Simple and Compound Interest
Partnership
Mixture and Alligation
Time and Work
Pipes and Cisterns
Time-Speed-Distance
Trains
Boats and Streams
Ages
Mensuration
Probability
Permutation and Combination
Quantity Comparison

Calculation Speed Matters: Candidates should develop strong calculation fundamentals because 20 minutes is a short window for 35 questions. Percentage-fraction conversion, squares, multiplication, ratios and approximation can save substantial time across arithmetic and DI.

UIIC AO Generalist Tier II Exam Pattern 2026

Generalist candidates who qualify Tier I appear for a much larger Main Examination.

Section	Questions	Marks	Time
English Language	40	50	30 min
Reasoning	50	60	40 min
Quantitative Aptitude	50	60	40 min
General Awareness with Special Reference to Financial Sector	40	60	30 min
Computer Knowledge	20	20	10 min
Total Objective	200	250	150 min
Descriptive English	2	30	30 min

The objective and descriptive tests are both conducted online. The descriptive paper begins immediately after completion of the objective examination and must be typed on the computer.

UIIC AO Generalist Tier II Syllabus

Generalist English Language

Tier II English carries 50 marks from 40 questions, giving it greater scoring weight than its raw question count might suggest.

Preparation should include:

Reading Comprehension
Advanced RC Inference
Cloze Test
Error Detection
Sentence Improvement
Phrase Replacement
Fillers
Para Jumbles
Word Rearrangement
Vocabulary in Context
Sentence Completion
Connectors
Column Matching
Grammatical Usage

Mains-level preparation should focus increasingly on context and comprehension rather than only isolated grammar questions.

Generalist Reasoning

Reasoning carries 60 marks from 50 questions, making it one of the highest-weight sections in Generalist Tier II.

Important topics include:

High-Level Puzzles
Seating Arrangements
Floor and Flat Puzzles
Scheduling
Multi-Variable Puzzles
Input-Output
Coding-Decoding
Syllogism
Inequality
Data Sufficiency
Blood Relations
Direction and Distance
Ranking
Statement and Conclusion
Statement and Assumption
Cause and Effect
Course of Action
Inference
Decision Making
Critical Reasoning

Candidates should gradually shift from single-topic questions toward mixed, multi-condition reasoning sets.

Generalist Quantitative Aptitude

Quantitative Aptitude also carries 60 marks from 50 questions.

Preparation areas include:

Advanced Data Interpretation
Tabular DI
Bar Graph DI
Line Graph DI
Pie Chart DI
Mixed Graph DI
Caselet DI
Missing Data DI
Arithmetic DI
Data Sufficiency
Quantity Comparison
Number Series
Quadratic Equations
Percentage
Ratio
Average
Profit-Loss
Interest
Partnership
Mixture
Time-Work
Time-Speed-Distance
Mensuration
Probability
Permutation-Combination

At Tier II level, DI can combine several arithmetic concepts within one set. Candidates should therefore master arithmetic conceptually rather than treating every topic as an isolated chapter.

General Awareness with Special Reference to Financial Sector

This is one of the most important UIIC-specific areas because the official section carries 60 marks from 40 questions.

Preparation should cover:

Current Affairs
Indian Economy
Banking Awareness
Financial Awareness
RBI
Monetary Policy
Repo Rate
SDF
CRR
SLR
Inflation
GDP
Union Budget
Economic Survey
Financial Institutions
SEBI
NABARD
SIDBI
IRDAI
Public-Sector Financial Institutions
Financial Inclusion
Government Financial Schemes
Digital Payments
UPI
NPCI
Capital Markets
Important Financial-Sector Developments

Because this is an insurance-company examination, candidates should also add a dedicated Insurance Awareness layer.

Insurance Awareness Topics

Principles of Insurance
General Insurance
Life vs General Insurance
IRDAI
Insurance Act
Insurance Terminology
Underwriting
Premium
Policyholder
Nominee
Beneficiary
Indemnity
Insurable Interest
Subrogation
Contribution
Proximate Cause
Utmost Good Faith
Reinsurance
Claims
Motor Insurance
Health Insurance
Property Insurance
Fire Insurance
Marine Insurance
Current Developments in India's Insurance Sector

The official section name is General Awareness with Special Reference to Financial Sector; it does not provide a fixed chapter-by-chapter distribution. Candidates should therefore avoid assuming that a predetermined number of questions will always come from insurance.

UIIC AO Computer Knowledge Syllabus

Computer Knowledge contains 20 questions for 20 marks in only 10 minutes in Generalist Tier II.

Important areas include:

Computer Fundamentals
Hardware
Software
Operating Systems
Memory and Storage
Input/Output Devices
Computer Networks
Internet
Web Technologies
Cyber Security
Malware
Database Basics
Microsoft Office
Keyboard Shortcuts
Computer Abbreviations
Cloud Computing
Digital Banking Technology
Basic Information-Security Concepts

Speed Requirement: The section provides only 30 seconds per question on average, so preparation should focus on quick factual recognition rather than lengthy problem solving.

For PraveshExam: Most of the Computer Awareness question bank already created for banking exams can be reused for UIIC AO practice.

UIIC AO Generalist Descriptive Test 2026

The Generalist descriptive examination carries 30 marks in 30 minutes.

Task	Marks
Letter Writing	10
Essay Writing	20
Total	30

The examination is conducted online in English, and candidates must type their answers.

The descriptive answer script is evaluated only for candidates who qualify the objective Main Examination according to UIIC's requirements.

UIIC separately decides the qualifying marks for the descriptive test.

Does the Generalist Descriptive Test Count in Final Merit?

No. For Generalists, the descriptive test is qualifying.

Final merit uses Tier II Objective Examination + Interview in the ratio of 75:25.

The marks obtained in Tier I and the Generalist descriptive test are not included in the final merit list.

Candidates must still qualify the descriptive test, so it should not be ignored simply because it does not add to the final score.

UIIC AO Hindi Officer Tier II Exam Pattern 2026

Hindi Officer candidates have a significantly different Main Examination.

Section	Questions	Marks	Time
English Language	25	25	20 min
Reasoning	25	25	30 min
Professional Knowledge	50	100	50 min
General Awareness	25	25	10 min
Computer Knowledge	25	25	10 min
Total Objective	150	200	120 min
Descriptive English & Hindi	5 tasks	50	60 min

Professional Knowledge alone carries half of the objective-paper marks, making it the dominant Hindi Officer section.

UIIC Hindi Officer Professional Knowledge Syllabus

Unlike the Generalist syllabus, UIIC provides a more explicit description of Professional Knowledge.

It covers:

Hindi Grammar
English Grammar
Hindi Vocabulary
English Vocabulary
Acts and Rules related to Official Language implementation
English-to-Hindi Translation
Hindi-to-English Translation

Because the section contains 50 questions for 100 marks, candidates should devote a substantial proportion of their preparation time to it.

Preparation should include grammar accuracy, administrative and official terminology, translation precision, idiomatic differences between Hindi and English, and knowledge of India's Official Language framework.

Hindi Officer English Language

Hindi Officer English contains 25 questions for 25 marks.

Preparation can include Reading Comprehension, grammar, error detection, sentence correction, vocabulary, usage, fillers, sentence arrangement and contextual English.

Since Professional Knowledge also assesses English grammar and vocabulary, strong language fundamentals support both sections.

Hindi Officer Reasoning

Reasoning contains 25 questions for 25 marks.

The preparation areas overlap with the common banking/insurance reasoning syllabus:

Puzzles
Seating Arrangements
Inequality
Syllogism
Coding-Decoding
Blood Relations
Directions
Ranking
Alphanumeric Reasoning
Logical Reasoning

Candidates should note the comparatively long 30-minute allocation for 25 Reasoning questions, which can accommodate more complex problem structures than the 20-minute Tier I section.

Hindi Officer General Awareness

General Awareness contains 25 questions for 25 marks.

Preparation should include national and international current affairs, economy, financial sector, insurance developments, important institutions, government schemes, awards, appointments, reports and major events.

Because Hindi Officer is still an Administrative Officer role within a public-sector insurer, insurance and financial-sector awareness should remain part of preparation.

Hindi Officer Computer Knowledge

Computer Knowledge contains 25 questions for 25 marks in 10 minutes.

Important topics include computer fundamentals, hardware, software, operating systems, memory, networking, Internet, cyber security, databases, office applications and computer abbreviations.

The extremely short time per question means candidates should practise factual computer-awareness questions at speed.

UIIC Hindi Officer Descriptive Test 2026

The Hindi Officer descriptive examination is substantially larger than the Generalist descriptive paper.

It contains five tasks for 50 marks in 60 minutes:

Task	Marks
English Essay	10
Hindi Essay	10
Hindi Letter Writing	10
English to Hindi Translation	10
Hindi to English Translation	10
Total	50

The test is conducted online, so candidates type their responses on a computer.

For Hindi typing, UIIC specifically identifies two keyboard layouts:

Inscript

Remington (GAIL)

Hindi Officer candidates should therefore practise actual timed typing rather than preparing only with handwritten translation exercises.

Does Hindi Officer Descriptive Count in Final Merit?

Yes. This is a major difference from Generalist recruitment.

For Hindi Officers, Tier II comprises both:

Objective Test
Descriptive Test

That combined Main Examination performance is used with the Interview for final merit in a 75:25 ratio.

Tier I marks are not included in final merit.

Generalist: Objective Mains + Interview

Hindi Officer: Objective Mains + Descriptive + Interview

Candidates should not apply the Generalist merit rule to Hindi Officer recruitment.

UIIC AO Negative Marking 2026

Negative marking applies in both the Preliminary and Main objective examinations.

Wrong Answer Penalty: One-fourth of the marks assigned to that question is deducted.

Unanswered Question: No penalty.

This distinction matters because some Tier II questions carry more than one mark.

The penalty is not simply “0.25 marks for every question.” It is 25% of the marks assigned to that particular question.

Candidates should therefore prioritise accuracy and avoid unsupported guessing.

UIIC AO Sectional Cut-Off 2026

Yes. UIIC explicitly states that there will be a section-wise cut-off in each section and an overall cut-off in each category.

Tier I candidates must qualify each section as well as the overall examination.

For Mains, candidates must similarly meet the qualifying requirements specified by the Company before progressing through the recruitment process.

UIIC does not announce one permanent universal cutoff in advance. The Company determines minimum passing marks and cutoffs according to the recruitment conditions.

UIIC AO Interview 2026

Candidates who qualify the Main Examination are shortlisted for Interview.

UIIC states that candidates may be called up to three times the number of vacancies in the respective category and discipline.

Final Weightage: 75% Main Examination + 25% Interview

Candidates should therefore not treat the Interview as a minor formality.

UIIC AO Generalist vs Hindi Officer Exam Pattern

Feature	Generalist	Hindi Officer
Tier I	Same common paper	Same common paper
Tier II Objective Questions	200	150
Tier II Objective Marks	250	200
Objective Duration	150 min	120 min
Descriptive Marks	30	50
Descriptive Duration	30 min	60 min
Professional Knowledge	No	100 marks
Financial-Sector GA	Dedicated 60-mark section	General Awareness 25 marks
Quantitative Aptitude in Mains	Yes	No separate Quant section
Descriptive in Final Merit	No	Yes
Interview	Yes	Yes

This comparison illustrates why Generalist and Hindi Officer candidates should not use the same Main Examination preparation plan.

UIIC AO Prelims vs Mains for Generalists

Tier I focuses only on:

English + Reasoning + Quantitative Aptitude

Tier II expands the examination to include:

English + Reasoning + Quant + Financial-Sector General Awareness + Computer Knowledge + Descriptive English

The Generalist difficulty transition therefore involves two changes:

Higher-level aptitude
Additional knowledge sections

Preparation Strategy: Candidates should begin General/Financial Awareness and Computer Knowledge preparation before Tier I rather than waiting until the Prelims result.

How Much of the Banking Syllabus Can Be Reused?

UIIC AO Generalist has very high overlap with IBPS PO and SBI PO.

For PraveshExam, existing question banks can be reused for:

Reasoning Ability
Quantitative Aptitude
English Language
Data Interpretation
Computer Awareness
Financial Awareness
Current Affairs

The main additional topic family should be Insurance Awareness.

That question bank can later also support exams such as NIACL AO, NIACL Assistant, LIC AAO and other insurance-sector recruitments.

PYQ Attribution Rule: Exam-specific PYQs must retain their original attribution. An IBPS PO PYQ can be shown as useful UIIC AO practice, but it should not be relabelled as a UIIC AO PYQ.

UIIC AO

Subjects

UIIC AO Syllabus 2026: Tier I & Tier II Exam Pattern